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Agent Spotlight – Nov 2016

Agent Spotlight November 2016
Bianca began working for a credit union around the age of 17 to pay her way through college. Upon graduating she was recruited by a large corporate bank that began promoting quickly because of her hard work and excellence.

During her time at the bank, she worked closely with high profile clients starting small businesses and working an average of 50-60 hours per week.

The problem she kept running into was the better she performed the more she was promoted and the more hours she had to work.

As long as she can remember, Bianca has always wanted to be a business owner but was afraid of not being able to count on a steady paycheck. She also
wanted a career that was flexible enough that whenever she started a family, it would allow her to be at home more.

Looking for her desired schedule, Bianca left her position at the bank and accepted a Commercial Marketing Manager position for a well-known insurance company. But, her time with the company proved to be frustrating and a strain on her family.

One day, Bianca bumped into Sharon who was working with Unique Writers. Sharon told Bianca of the opportunity and how perfect it would be for her.

Bianca was skeptical after hearing what Sharon had shared due to her experience. She told Sharon that she “wasn’t buying it.” Well, after further conversations with Sharon, it wasn’t long before Bianca became an agent with Unique Writers!

Bianca started as an agent about a year and a half ago and has been enjoying her experience. She loves visiting clients and helping them find the protection that is truly best for them.

“Unique Writers has done a great job providing this opportunity for us (the agents). It was ‘the answer’ for my dreams, skills, experiences, and so much more!”
“It’s like family to me” Bianca said about working with her mentor. She likes the support she receives from her coaches and that this position challenges her to be the best she can be.

Bianca is one of Unique Writers agents who works part-time. She works 2-3 days a week and is one of the National Leader Board’s Top 20 Agents. In order to see success, she said “Every week, I need to be seeing clients – constantly … and working really hard on those days I’ve set aside.”

She said if she does that, she gets to enjoy the family time she’s always wanted, doing the things she loves and gets paid really well for it!

Bianca loves being an agent and helping her clients on appointments. She was also honest about having those tough days once and a while, “Sometimes I have rough days with the kids and start feeling, ‘I don’t think I can do this today.’”

Bianca says what helps her is she stops and thinks “What if this is someone’s aunt, grandma, or sister? What if something tragic happens today?” That’s enough to get her motivated, pick herself up, and keep moving forward.

“I’m here to help these families … I’m going to trust, stick to my game plan, show up, and write the policy.” And on one of these particular days, she pressed through and wrote a great policy for an older woman and was so glad she did!

Bianca learned that there are hard days and mistakes will be made. She reminds herself “Learning comes with disappointment. It doesn’t make me a bad agent. I just have to press through.”

She also encourages other agents to “listen deeper” and “get to the heart” of what your client really needs. You might go in for Mortgage Protection and walk out with a whole lot more – and the best coverage for the family.

Bianca has been married for almost 6 years, has two boys (3 and 5 years old), loves the outdoors, and is a singer-songwriter. She comes from a family of musicians and can play guitar, piano, and violin.
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Agent Spotlight – Oct 2016

Agent Spotlight October 2016
Before Unique Writers Joe was a National Sales Director for a hose manufacturer in Oregon.

The company promised Joe the world and a 12% commission.

The opportunity sounded so great that he decided to pack everything up and relocate his family. He also agreed to a small base salary because he knew what he was capable of accomplishing. In the first six months, he was living off of his savings, but he knew the potential was worth it. As the savings were depleting a breakthrough happened … Joe landed six very large corporate accounts – a commission of $12,000,000! In case you missed it … that was twelve MILLION dollars!

Then the bottom fell out. The hose manufacturer was sued for acquiring more business than they were able to support. They closed their doors and Joe never saw a dime. He was devastated. Joe knew the layoff was imminent before it happened; and one day while driving home from Arizona (after setting up one of those large accounts) he got a call from his cousin. His cousin had been working for UW and started telling Joe about the opportunity. It sounded great but he was skeptical. He stopped by UW’s home office anyway and met with Mike Passaglia (CEO/President).

Joe returned home, after that initial meeting with Mike, to talk with his wife about the opportunity with UW. She told Joe “Honey, you’ve never let me down.” He was nervous because they were broke, borrowing money from family, and about to be homeless. He decided to go for it!

Five days later he finished the pre-licensing material, took the licensing test, and had his license.

Joe’s early beginnings with UW began with a list of 100 pre-approach leads. He wrote his first deal after knocking on the first door. It was a Final Expense client and he was paid four days later.

That’s when he knew he could do this!

Joe now enjoys being the Annuity Trainer and New Agent Support for UW. In this role he loves being able to come alongside new and veteran agents. Joe went all in with UW a few years ago and has never looked back. He had this to say, “It changed my life. I have time with family, I’m financially secure, and I know I can always make at least $250,000 a year producing.”

Filled with gratitude, Joe went on, “I owe Unique Writers everything. It’s the system and the belief in me that allowed me to get to where I’m at today.”

Joe described a favorite sale that also happened to be the largest commission he’s earned (from one client). He set up a Mortgage Protection appointment
and the meeting went great.

He wrote the Mortgage Protection coverage … and since he filled out the Financial eValuator in the initial meeting he was able to roll over both of their 401(k)’s. The final commission came to a total of $40,000! Joe gave credit to “sticking with the system that UW has in place.”

He that he focused on, “being a Mortgage Protection Specialist first” and then he was able to come back and see how else he could help his clients. He was able to get his clients the coverage they needed and was paid well for it.

Joe encourages agents to engulf themselves in the UWU Campuses. He recommended, “Don’t stray from what Unique Writers put in place and keep yourself accountable for your actions.” He also shared, “There are ups and downs. Ups are phenomenal! But we’re down you need to remember that it doesn’t last forever. That’s when you get with your coach so you don’t suffocate yourself.”

Joe’s been married for thirteen years has two kids (5 and 9), and likes to HUNT and fish. This year he also bought his dream house, dream dog, and dream car.
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Agent Spotlight – Sep 2016

Sharon - UW September 2016 Agent Spotlight
Before Unique Writers Sharon owned a successful Flooring and Design Center company for 20 years.

Business was going well and Sharon was ready to expand. Then the housing crunch hit. That, along with a number of other unforeseen circumstances led Sharon to close up shop and sell her business.

From there she began a carpet and tile business with her husband, while also starting a preservation company with a group of realtors in the foreclosure market. Things looked promising once again… right up to the point where the government put a freeze on the foreclosure market. That was that.

Then her fortunes turned. Two years ago her son (Joe Tiller) went to work with Unique Writers and saw immediate success. He was only with UW for 3 months when he invited Sharon to join him. The conversation went a little like this:

Joe: “Mom, you would be great at this.”
Sharon: “NO.”
Joe: “I promise you will be good at this!”
Sharon: “NO … I’M TOO OLD … I REFUSE TO TAKE ANYTHING THAT REQUIRES A TEST.”
But Joe persisted, and a month later Sharon began her training with UW.

Sharon’s experience was in service and relational-sales when she owned and ran her businesses for over 30 years. This was huge for her, and meant so much that she would be able to use that extensive experience to help realize success with UW. She said two things really excited her about joining UW:

1) “I wasn’t trying to run a business all by myself.” Sharon especially loves that she can still build a business. “It’s in my blood. I love that; It’s really fun for me. I can grow as big as I want … and not have to lay someone off. Neither do I have the responsibility of payroll.” This means less stress in her life.

2) “I got paid for the work I performed. I never had to beg someone to pay me for the work I did anymore. I get paid on how I perform.”

What she enjoys the most about working with UW? The opportunity to train and encourage other agents; and meeting with her clients! The UW system also allows her to be more involved with her 7 grandchildren. She said “It’s my season to be grandma and Unique Writers affords me lots of flexibility to be there with them… and buy them things! I can go on school field trips, schedule holidays out, and go to things like a Thanksgiving Day feast with a 1st grader.”

In the beginning Sharon typically worked in Final Expense; but on this particular day she was on a Mortgage Protection appointment. She met with a retired correctional officer in his 50’s. While writing the application she found out that he had a heart condition. A risk assessment was done and she was told how to classify him. The application was submitted and little did she know that it would require a LOT more work to get him covered. Sharon worked on this specific case for over 2 months – with the help from the UW team. The first application was denied; but she didn’t give up. Sharon submitted a second one – which was approved. The client wanted coverage because his first wife died years ago; and he was recently re-married. He wanted to make sure that his new wife was covered and would be taken care of, if the worse were to happen. Nine months after the application went through, Sharon received a call from the client’s wife and found out that her husband had passed away from pneumonia. Things got a little worse… when the client’s family tried to take everything away from this lady. All she had was that policy. The underwriter told Sharon that the client was so fortunate to have her because they have never seen someone work that hard to get an application through for a client!”

Sharon knows firsthand that ALL agents get discouraged at times … “I had a day when I went out to 6 appointments and I didn’t close 1 of them. That was on a Monday. I went out on Thursday with 4 appointments and ended the day at $10,000! If I would have quit on Monday, I would not have had an opportunity for a Thursday.”
She would also encourage other agents to “do it the way it’s written. It’s tried and true. And goes so much better.”

Sharon has been married to her husband for 26 years. They have 6 kids and 7 grandkids!
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Agent Spotlight – Aug 2016

Spencer - UW August 2016 Agent Spotlight
Before Unique Writers Spencer was working for a cable company selling subscriptions door to door.

He was performing exceptionally well and working really hard in this role, but it demanded brutal hours, low wages and an unpredictable schedule. It all took a turn for the worse when the owner of the firm began to go bankrupt and wasn’t able to pay Spencer sufficiently. Spencer was ready for a change.

So when one the UW recruiters reached out to him he set up a time to meet with Mike Passaglia, CEO/President of UW. In that conversation he was impressed by the UW system, the reality of getting to be his own boss, and the income potential that was right there waiting for him. In his words, “I jumped in head first!”

You would think by looking at the Leader Board that he was an instant success, but there was an obstacle preventing that from happening, himself.

Spencer was honest about his first months. He commented that it was really hard; because the entire time he was also looking for other jobs. “Life insurance agent” wasn’t the title he thought he wanted. He said, “I was really doubting it all.” Then something happened after those early months. He realized that if he invested the drive, the energy, and the time he spent complaining and looking for other jobs and put that into UW, how much more successful could he be?

He made a decision to go all in with the UW system and has been making at least $5,000+ per week ever since. Spencer had this to say about his experience, “It has changed my life. I’m a better person for it. I went from having very little to being able to purchase new cars and building a new home. I’m also more outgoing than I was before.”

On one of Spencer’s appointments he met with a couple to discuss a $40,000 final expense policy. The policy was approved within 2 weeks. Upon returning to the home he met with the husband one on one. Spencer inquired of where his wife was to which the husband replied “she’s on vacation … but I don’t think she wants the policy anymore.” Spencer continued to listen and question this sudden change. The husband began to break down and cry. The husband went on to explain that his 50-year old wife was not on vacation but in a coma! She was hit by a car! The husband thought that because his wife couldn’t sign the policy that she wouldn’t be covered. But she was covered and received the full $40,000 that helped him and his daughter through this horrific time. He didn’t pay a dime. Spencer said, “It showed me how important what we’re doing is! It makes a difference. We’re not some ‘car salesmen’. We are helping people plan for their future and helping their loved ones!”

Spencer has talked to a lot of new agents and he would encourage anyone coming on board that consistency and prospecting are 2 very crucial things when you’re in this business. He said, “It’s a numbers game. You could feel like the best or the worst agent out there … you could be having a great week or a horrible one; but if you have more appointments, you will have a much better opportunity. If you’re consistent and prospecting, you’ll win every time!”

He enjoys helping other agents getting started with Unique Writers. He is getting married this September!