The Accident Companion supplemental plan is designed to be paired with health insurance to assist with the payment of the deductible and coinsurance in the event of an accident. Choose from four plan options with lump-sum benefits ranging from $2,500 to $10,000. Form CH-26122-IP (01/11)

Chesapeake’s Critical Accident Direct plan pays a lump sum benefit for an accidental injury resulting in quadriplegia, paraplegia, hemiplegia, third degree burns to 10% of the body, second degree burns to 20% of the body, coma, the loss of sight in both eyes, or hearing in both ears. Benefits are per insured person, per lifetime: $10,000, $15,000, $20,000, $30,000, $40,000, $50,000 or $60,000. Form CH-26123-IP (04-11)

The Accident Direct plan pays a lump sum benefit for accidental injuries resulting in a hospital confinement and based on the number of days confined. Benefits renew annually. Benefits: $5,000, $15,000, $20,000 or $25,000 per insured person. Form CH-26118-IP (01/10) The ProtectFit Plus plan offers supplemental insurance for accident-related care through a blend of lump sum benefits and daily benefits in both a High or Low plan option. Benefits under these options include hospital confinement, outpatient emergency treatment, major diagnostic exams and follow-up treatment for accidental injuries. There are benefits for accidental death and dismemberment, emergency ambulance, and the High Plan option includes a monthly disability benefit for covered adults. Form CH-26110-IP (06/09)

The CancerWise plan pays a one-time benefit on first diagnosis of a malignant internal tumor or malignant melanoma. Benefits: $20,000, $30,000, $40,000 or $50,000 per insured person, per lifetime. Form CH-26055-IP (05/07)

Chesapeake’s Critical Illness Direct plan pays a lump sum benefit on a first diagnosis of a list of covered illnesses, including: 100% for Advanced Alzheimer’s, ALS, illness-induced Coma, Stroke, Life-threatening Cancer, Heart attack, End-stage renal failure, and Major organ transplant. 25% for Coronary artery bypass, benign brain tumor, cancer in situ. Benefits per insured person, per lifetime: $10,000, $15,000, $20,000, $30,000, $40,000, $50,000 or $60,000. Form CH-26113-IP (01/10)

Chesapeake’s Basic and Premiere Dental PPO plans can complement most health insurance plans by providing a range of covered services and savings through Careington’s Maximum Care network of 135,000 access points. Benefits include no deductible or waiting period for most preventive and diagnostic services. Form CH-26121-IP (04/11) or (1/12)

What is the Pre-approach Lead?  Remember in #1 above when we talked about the “A” lead and how it is generated? Remember the 990 that didn’t reply?  Well, every one of those people received a letter discussing what it is and how important it is… but like most people out there (most likely me and you included) they never even bothered to read it and threw it away.  Had they read it; had they known you were available to explain it to them; they would have surely wanted to see you, sit with you and buy from you!  The opportunity?  Meet these people, show them an example of the letter that was sent to them, let them know what your role is, and get in there and enroll them!

The Hospital Confinement Direct plan pays a daily benefit for hospital confinement due to an illness or injury, subject to a waiting period for illness. Benefits: $500 per day, 365 days maximum. Form CH-26116-IP (01/10)

Chesapeake has plans that pay a monthly benefit for a diagnosis of total disability up to 12 or 24 months, subject to an elimination period and income limitations. Accident Disability Direct provides coverage for accidental injuries only and the Income Protection Direct plan addresses both illnesses and accidental injuries. Benefits: $1,000, $1,500, $2,000 or $2,500. Form CH-26114-IP (01/10) or Form CH-26115-IP (01/10)

Chesapeake’s Premiere Vision plan provides a routine eye exam for each insured person, per 12 month period, with no co-pay. There is a $10 co-pay for frames, uncoated plastic lenses, or corrective contacts up to a $120 allowance. Through EyeMed Vision Care’s SELECT network, thousands of retail providers also provide additional savings for your eyewear needs. Form CH-26120-IP (04/11) or (1/12)