carriers
Acci-Flex is an accidental death benefit, guaranteed-premium term life insurance policy. It is a non-participating policy. Premiums are guaranteed renewable to age 75. The policy is issued on a non-medical basis, however, after initial underwriting, some applicants may be required to complete an additional questionnaire or medical exam to determine insurability.
A health insurance license is required to sell Acci-Flex.
| Issue Ages: | 18 through 60 (age last birthday) | |
| Issue Amounts: | $50,000 to $250,000 | |
| Policy Fee: | $45, commissionable | |
| Underwriting Classes: | Male, female | |
| Convertibility: | The Acci-Flex Accidental Death Term Life Insurance policy is NOT convertible | |
| Premiums: | Level and guaranteed through expiry at age 75 | |
| Optional Riders: | Waiver of Premium Rider Return of Premium Rider Accident Only Disability Income Rider | |
| Payment Modes: | Annual, semi-annual,list bill, monthly automatic bank withdrawal and credit card (recurring only) | |
Heartland Financial Group
1600 NE Coronado Dr
Blue Springs, MO 64014
Toll Free: (844) 502-6779
